Whether you need money to replace outdated appliances, buy books for college, pay vet bills or pay the rent, title loans Lehi might be your best option. They don’t have to be repaid as quickly as payday loans, so you have a little more flexibility with payments. Generally, funds from a title loan can be used for anything. Title lenders don’t care how loan funds are spent, so long as you make your payments on time. Even though loans are secured using your truck or car, borrowers are still free to continue driving their vehicles. At Calhoun Car Title Loans, we know our customers are dependent on their cars to earn a living, so we don’t have driving restrictions of any kind. We approve loans for all income levels, and you don’t have to worry about qualifying with bad credit. We know you’ll be thrilled to learn that all loans are paid out within 24 hours of applying. You can count on fast service, quick cash and good interest rates. Whether you need a small amount or a few thousand, we can offer helpful financial solutions today.

Applying Is Quick & Simple With Calhoun Car Title Loans

According to customer feedback, everyone is raving about our short online application because it takes less than five minutes to complete. We don’t ask applicants for a bunch of documents, bank statements and copies of your income taxes. All we need is a small amount of your contact and vehicle information. To get started, you’ll need to fill out the following information:

  • Your telephone number, full name and home zip code.
  • A description of your auto offered as collateral, which includes a mileage estimate. We also need the model, make and body style to research the current market value of your vehicle.

Loan Requirements to Qualify for a Loan

We only have four loan requirements, which most people qualify for with no problems.

  1. Approved vehicles for collateral include cars and trucks. Vehicles must be in working condition.
  2. We need to confirm you are old enough to enter into a loan. You’ll need a government issued id, which confirms you are at least 18 or older. A state identification card or your driver’s license are both acceptable forms for confirming age and identity.
  3. Car title loans in Lehi require applicants to have a source of income. It doesn’t have to come from a job. We can accept income from a number of other sources like government benefits and retirement funds.
  4. Applicants must be in possession of a clear car title with no liens. Titles must specify you as the legal owner of the vehicle.

Learning About Title Loan Benefits for Customers

Bad Credit Loans

Our loan process at Calhoun Car Title Loans does not require perfect credit profiles. It doesn’t matter whether you have good credit or bad credit. No one is penalized for bad credit.

No Restrictions

Our loans are easy to apply for, and we don’t have any complicated restrictions for borrowers when it comes to driving your vehicle or spending your loan funds. You may continue driving your car as you always have, and you are free to spend your loan funds on anything you need or want.

Competitive Interest Rates

We work hard to find good interest rates for title loans Lehi, which help to keep costs down for borrowers.

Quick Payouts

The majority of our customers come to us looking for financial solutions because they’ve had an emergency come up or need cash quickly. To meet those needs, we process auto title loans in Lehi as fast as possible. Typically, loans are paid out in a day or less.

Customers Enjoy Convenience and Professional Services

To fill out applications, sign contracts and close on title loans Lehi, we offer several convenient loan center stores in the Lehi area. We are also available to provide services and answer questions seven days a week.

How the Auto Title Loan Process Works

Application Preferences

If applying online poses a problem, you are welcome to phone in your application information. We also have a number of title loan stores in and around Lehi where you are welcome to fill out an application form.

Discussing Loan Terms and Choosing a Repayment Plan

Right after applying, you’ll receive a phone call from a loan agent who will discuss your monthly income and how you will repay the loan. Applicants also receive an upfront loan estimate at this time. Depending upon the size of your loan amount, you may have the option of a longer repayment period with smaller payments. Smaller loan amounts usually have shorter repayment terms. You should consider the length of the repayment period carefully when choosing your repayment plan to make sure your minimum payment is in line with your budget.

Confirming Loan Terms With a Contract

To close on title loans Lehi, approved borrowers are given a detailed contract drawn up by Calhoun Car Title Loans. As a licensed title lender in the state of Utah, we carefully follow Utah regulations, which require that the following terms are included in title loan contracts:

  • Applicable loan fees.
  • The total loan amount.
  • The cost of your interest on the loan.
  • The interest rate.
  • Your repayment schedule.
  • Minimum payment amounts.

Closing the Loan

After signing your contract at one of our loan center stores for an auto title loan in Lehi, you will need to complete the loan process by submitting the paper car title to your vehicle. Calhoun Car Title Loans only holds your car title temporarily during the loan period. Car titles are returned to car owners after they finish paying off the loan. We place a lien against your auto during the loan period to meet collateral requirements, which is removed when the conditions of the loan have been met.

If you’re looking for convenient services, fast cash and a good interest rate, check out title loans Lehi today.

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